SCHD · Dividend Triangle
5-year compound growth across Revenue, , and Dividend — the three legs that decide whether a payout is sustainable.
- This is an ETF, so it has no underlying revenue or earnings of its own — the Triangle reflects only the fund's distribution growth. Cross-check the Quality Score and the fund's expense ratio for the full picture.
- Expense ratio0.06%target <0.20%
Excellent — institutional-grade pricing.
- $95.7Btarget >$10B
Plenty of liquidity, very low closure risk.
- 5-yr distribution growth-12.4% target ≥0%
Distributions are shrinking — decay is likely.
- Yield sanity3.13%target <15%
Yield is within normal range for income-focused ETFs.
- 5+ years of distributions5+ yr historytarget ≥5 yr
Fund has navigated multiple market regimes.
Rule of thumb: 5/5 = buy with conviction · 4/5 = smaller position · 3/5 = investigate and write your thesis · ≤2/5 = walk away.
DiviDrip's Opinion
High costs and / or eroding distributions.
- 5-yr distribution CAGR at -12.4% — sustained income decline.
What changes our mind: A lower-fee variant or stabilized distributions would warrant another look.
DiviDrip's Opinion is an educational signal based on public financials, not financial advice. Always do your own research.
Source: Massive.com · Cached 24h · Dividend Triangle is for educational use, not investment advice.
The Dividend Triangle is an educational visualization. It is not investment advice and does not replace your own research or a conversation with a licensed financial advisor.