UPST is Upstart Holdings, Inc. Common stock (Financial Services) — a non-dividend-paying stock. Trading at $23.75. Market cap: $2.32B. Capital Quality Rank: 30/100 — Stagnant mediocrity.
Stock snapshot
| Price | $23.75 |
| Market cap | $2.32B |
| Sector | Financial Services |
| Exchange | XNAS |
| Pays dividend | No |
Capital Quality & fundamentals
DiviDrip's Capital Analytics engine ranks every non-dividend stock 1-100 on a 4-factor composite (Shareholder Yield 30%, Cash-Flow ROI 25%, Operating Momentum 25%, Tail-Risk 20%) — sector-neutralized so a biotech isn't penalized for negative earnings the way a utility would be.
| Capital Quality Rank (1-100) | 30 / 100 · Stagnant mediocrity |
| ROIC (TTM) | -53.2% |
| Revenue CAGR (3y) | 1.6% |
| Shareholder buyback yield | -16.79% |
| Altman Z-score zone | Distress |
Valuation, price chart & technicals
Valuation Multiples— the whole story at a glance
vs 2063 Financial Services peers (median)PEG (rev) uses P/E ÷ revenue-growth-% (analyst PEG not published).
PEG (rev) colour: ≤ 1.0 cheap · 1–2 fair · > 2 rich. Lower = the stock's price is rising slower than its growth.
Price Chart
-52.66%Technicals
About UPST
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
Related non-dividend companies
Other non-dividend stocks investors research alongside UPST. Peer set from Massive news + returns similarity, filtered to names we currently track.
Frequently asked
What is UPST's current stock price?
UPST (Upstart Holdings, Inc. Common stock) is currently trading at $23.75.
Does UPST pay a dividend?
UPST (Upstart Holdings, Inc. Common stock) does not currently pay a regular dividend.
What is UPST's Capital Quality Rank?
UPST has a Capital Quality Rank of 30/100 — Stagnant mediocrity. This score blends ROIC, revenue growth, buybacks, and balance-sheet health.
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Data refreshed 2026-10-23. Not investment advice. Prices change continuously; always verify the latest numbers in the live app before buying.