Dividend paying savings institution stocks
Thrifts and savings institutions are the small end of banking: heavy mortgage exposure, modest growth, and often surprisingly generous and stable dividends.
35 operating companies currently paying a dividend, median yield 2.40%. Funds and ETFs are excluded on purpose — this is companies only. Prices as of Sep 2, 2026.
- 1TFSLTFS Financial Corporation6.31%
- 2KRNYKearny Financial Corp.4.38%
- 3PFSProvident Financial Services, Inc.4.10%
- 4BBTBeacon Financial Corporation4.09%
- 5CFFNCapitol Federal Financial, Inc.3.94%
- 6NECBNortheast Community Bancorp, Inc.3.79%
- 7BCBPBCB Bancorp, Inc. (NJ)3.78%
- 8HFWAHeritage Financial Corporation3.42%
- 9NFBKNorthfield Bancorp, Inc.3.40%
- 10WSBFWaterstone Financial, Inc.3.20%
- 1NRIMNorthrim BanCorp Inc2.64% · payout 22%
- 2CZWICitizens Community Bancorp, Inc.2.03% · payout 16%
- 3FMAOFarmers & Merchants Bancorp, Inc.2.71% · payout 35%
- 4SMBCSouthern Missouri Bancorp, Inc.1.47% · payout 16%
- 5SFBCSound Financial Bancorp, Inc.1.79% · payout 27%
- 6BCBPBCB Bancorp, Inc. (NJ)3.78% · payout 11%
- 7HTBHomeTrust Bancshares, Inc.1.29% · payout 14%
- 8NECBNortheast Community Bancorp, Inc.3.79% · payout 25%
- 9FSBWFS Bancorp, Inc.2.72% · payout 26%
- 10TSBKTimberland Bancorp, Inc.2.63% · payout 28%
- 1NECBNortheast Community Bancorp, Inc.44.6%/yr
- 2MGYRMagyar Bancorp, Inc.11.9%/yr
- 3CZWICitizens Community Bancorp, Inc.11.4%/yr
- 4HTBHomeTrust Bancshares, Inc.11.1%/yr
- 5SMBCSouthern Missouri Bancorp, Inc.9.9%/yr
- 6NRIMNorthrim BanCorp Inc8.6%/yr
- 7EBCEastern Bankshares, Inc.8.4%/yr
- 8WNEBWestern New England Bancorp, Inc.7.0%/yr
- 9KRNYKearny Financial Corp.6.6%/yr
- 10FMAOFarmers & Merchants Bancorp, Inc.6.4%/yr
No company in this sector pays monthly — the quarterly cheque is the norm here. For monthly income, look at REITs, BDCs and specialty finance.
Specialty financeAll 35 savings institutions dividend payers
35 shown · click any column to sort
| Company | Industry | Yield | Annual $ | Payout | Div growth | Streak | Quality | Size | 1Y |
|---|---|---|---|---|---|---|---|---|---|
Flagstar Bank, N.A. | Savings Institutions | 0.30% | $0.04 | 21% | +33.3%† | — | 46 | $5.6B | +5.1% |
Eastern Bankshares, Inc. | Savings Institutions | 2.73% | $0.60 | 30% | +8.4%* | 5y | 57 | $5.1B | +28.5% |
TFS Financial Corporation | Savings Institutions | 6.31% | $1.13 | 342% | +0.2% | — | 44 | $4.9B | +27.5% |
BankUnited, Inc. | Savings Institutions | 2.85% | $1.32 | 35% | +6.3% | — | 63 | $3.3B | +17.3% |
Provident Financial Services, Inc. | Savings Institutions | 4.10% | $0.96 | 40% | +0.8% | — | 61 | $3.0B | +17.9% |
BBTraised Beacon Financial Corporation | Savings Institutions | 4.09% | $1.29 | 103% | — | — | 50 | $2.6B | +18.5% |
Heritage Financial Corporation | Savings Institutions | 3.42% | $1.00 | 47% | +3.7% | 13y | 72 | $1.2B | +20.3% |
CFFNraised Capitol Federal Financial, Inc. | Savings Institutions | 3.94% | $0.34 | 57% | +11.8%† | — | 63 | $1.1B | +35.4% |
NB Bancorp, Inc. | Savings Institutions | 1.25% | $0.28 | 15% | — | 1y | 55 | $984M | +19.5% |
Southern Missouri Bancorp, Inc. | Savings Institutions | 1.47% | $1.08 | 16% | +9.9% | 13y | 78 | $815M | +27.9% |
HTBraised HomeTrust Bancshares, Inc. | Savings Institutions | 1.29% | $0.60 | 14% | +11.1% | 1y | 75 | $776M | +14.6% |
Northfield Bancorp, Inc. | Savings Institutions | 3.40% | $0.52 | 400% | +3.4% | — | 12 | $639M | +29.6% |
Kearny Financial Corp. | Savings Institutions | 4.38% | $0.44 | 77% | +6.6% | — | 44 | $638M | +49.0% |
Greene County Bancorp, Inc. | Savings Institutions | 1.28% | $0.44 | 17% | +10.8%† | 11y | 67 | $594M | +44.9% |
Northrim BanCorp Inc | Savings Institutions | 2.64% | $0.68 | 22% | +8.6% | 15y | 85 | $571M | +11.6% |
Home Bancorp, Inc. | Savings Institutions | 1.84% | $1.28 | 20% | +5.3% | 10y | 71 | $547M | +23.9% |
Farmers & Merchants Bancorp, Inc. | Savings Institutions | 2.71% | $0.92 | 35% | +6.4% | 20y | 79 | $472M | +32.4% |
WSBFraised Waterstone Financial, Inc. | Savings Institutions | 3.20% | $0.68 | 36% | +6.7%† | — | 70 | $379M | +43.4% |
Northeast Community Bancorp, Inc. | Savings Institutions | 3.79% | $1.00 | 25% | +44.6% | — | 75 | $364M | +21.5% |
Timberland Bancorp, Inc. | Savings Institutions | 2.63% | $1.20 | 28% | +5.6% | 13y | 72 | $361M | +36.5% |
FS Bancorp, Inc. | Savings Institutions | 2.72% | $1.16 | 26% | +4.8% | 12y | 75 | $337M | +2.2% |
Western New England Bancorp, Inc. | Savings Institutions | 2.04% | $0.28 | 32% | +7.0% | — | 71 | $275M | +9.7% |
First Capital, Inc. | Savings Institutions | 2.02% | $1.28 | 23% | +4.6% | 10y | 71 | $209M | +52.5% |
CZWIcut Citizens Community Bancorp, Inc. | Savings Institutions | 2.03% | $0.42 | 16% | +11.4% | — | 81 | $200M | +30.4% |
Finward Bancorp Common Stock | Savings Institutions | 1.11% | $0.48 | 21% | -17.3% | — | 59 | $188M | +36.9% |
BCB Bancorp, Inc. (NJ) | Savings Institutions | 3.78% | $0.32 | 11% | +2.7% | 4y | 76 | $153M | -1.6% |
First Guaranty Bancshares, Inc. | Savings Institutions | 0.48% | $0.04 | 200% | -42.6% | — | 34 | $144M | -1.6% |
SRBKraised SR Bancorp, Inc. | Savings Institutions | 1.23% | $0.24 | 35% | — | — | 55 | $142M | +31.1% |
LSBKcut Lake Shore Bancorp, Inc. | Savings Institutions | 2.09% | $0.36 | 32% | -6.0% | — | 67 | $135M | +29.6% |
MGYRraised Magyar Bancorp, Inc. | Savings Institutions | 2.05% | $0.40 | 18% | +11.9%* | 4y | 29 | $126M | +13.0% |
SFBCraised Sound Financial Bancorp, Inc. | Savings Institutions | 1.79% | $0.84 | 27% | +4.8% | — | 78 | $120M | +0.1% |
Provident Financial Holdings, Inc. | Savings Institutions | 3.06% | $0.56 | 54% | 0.0% | 7y | 69 | $115M | +18.2% |
Riverview Bancorp Inc | Savings Institutions | 1.54% | $0.08 | 35% | -16.7% | — | 57 | $104M | +5.3% |
HFBLraised Home Federal Bancorp, Inc. of Louisiana | Savings Institutions | 2.40% | $0.60 | 27% | +5.7%† | 12y | 63 | $77M | +82.2% |
Texas Community Bancshares, Inc. | Savings Institutions | 1.39% | $0.24 | 17% | +25.0%† | — | 63 | $50M | +7.5% |
Operating companies only — ETFs, closed-end funds, ADRs and preferred shares or baby bonds are excluded. Payout ratio and raise-streak data isn't published for every company; blanks mean we don't have it rather than zero. * marks a 3-year growth rate where 5 years isn't available; † marks a 12-month growth rate shown because the longer rate is distorted by a stock split.
Narrower cuts inside Financial Services
Other sectors
Go deeper
Frequently asked
How many savings institutions stocks pay a dividend?
We currently track 35 savings institutions operating companies paying a dividend, with a median yield of 2.40%. ETFs, closed-end funds and ADRs are excluded from this count — those are funds, not companies.
Which savings institutions stock has the highest dividend yield?
TFSL shows the highest trailing yield in the sector at 6.31%. Treat the very top of any yield list with suspicion: an unusually high figure is often a special or one-off payment sitting in the trailing rate, or a share price that has collapsed.
Are high-yield savings institutions dividends safe?
Yield alone tells you nothing about safety. In this sector 30 of 35 companies pay out 60% or less of earnings, which is the group with genuine room to keep raising. 2 have cut their dividend recently, and 8 have raised.
Do any savings institutions companies pay monthly dividends?
No. Every dividend payer in this sector pays quarterly, semi-annually or annually. Monthly dividends are concentrated in REITs, BDCs and specialty finance.
How often is this list updated?
Nightly. Prices, yields, payout ratios and performance come from our own data pipeline, and this page reflects prices as of Sep 2, 2026. New dividend initiations and cuts are picked up automatically.
Disclaimer: The information provided on this website/service is for informational purposes only and does not constitute financial, investment, or legal advice. Investing in stocks involves high risk, including the loss of principal. We are not responsible for any financial losses or damages resulting from your reliance on this data. Always consult with a qualified financial professional before making investment decisions.
Trademark Notice: Twylight Crow's Dividend Tracker (formerly indexed as DiviDrip) is an independent portfolio utility. This tool is not affiliated with, authorized, endorsed by, or in any way officially connected to Dividrip.com or its international affiliates.